What We Do
Insurance
Group Savings Plans
Investments
Financial Planning
Needs Analysis
Retirement Planning
Each year, we work with many of our group savings members, helping them plan for a successful and enjoyable retirement. If you do not currently have a retirement plan or would like a second opinion, contact us today.

Who We Are
Andy Lambe & Associates is an independent insurance and investment brokerage firm dedicated to finding our clients the best products and solutions. Trusted by islanders for over 30 years, we have built our company on one simple premise – doing what is right for our clients.
After being in the insurance industry for 13 years, Andy Lambe opened the doors in 1996 focusing mainly on insurance and financial planning. Today we continue to pride ourselves on our insurance and financial planning advice. We have also grown to be one of Prince Edwards Island’s largest independent pension plan and group savings plan advisory firms. Working with some of PEI’s largest companies we set up, manage, service and advise on employee savings plans.
What To Expect
Our promise is that you will never be ‘sold’ on anything. We we will always recommend the solution we would take if in your shoes.
Unlike some financial advisors, we do not charge for our financial consultations. We will ALWAYS put your needs first, answer your questions, offer solutions, and then leave the decisions up to you. We believe that in order to best advise you, we first have to get to know you on a personal level. A typical initial meeting is about getting to know you, your goals, and your expectations. We want you to task us with anything you might wish to know more about. Ultimately, we aim to make you feel comfortable and confident when making your financial decisions.
The Team






Mike Dougan
Group Benefits Specialist



Emily Crane
Group Benefits Specialist

Life Insurance Tools
Real Age Quiz
Insurance Needs Analysis
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Group Savings Plans
As one of Prince Edward Island’s largest pension plan and group savings plan advisors, Andy Lambe & Associates Inc. is dedicated to helping you and your employees save for a better retirement. If you are looking to set up a Group RRSP (Registered Retirement Savings Plan) or a company RPP (Registered Pension Plan), please contact us today. We will determine what type of savings plan is the best fit for your organization and will shop the market to find the best fees. We will set up and manage your plan, educate plan members, and be available everyday to help you and the plan members with any questions or concerns. We are also here to help with any administrative duties associated with running a pension or group savings plan.
Company Pension Plans
- A Registered Pension Plan or RPP is a tax-deferred savings vehicle that allows contributions to grow tax-free for use in retirement at a later date. An RPP is designed to attract and retain employees by providing them with a company sponsored savings plan. An RPP also has the advantage of lower investment management fees than those of individual investment accounts.
Group RRSPs
- A Group Registered Retirement Savings Plan or Group RRSP helps members save for retirement by deferring income tax on their contributions and savings growth. Employer and employee contributions made on the employee’s behalf are deducted from their taxable income. Any income earned within an RRSP is not taxed until the money is withdrawn. Similarly as with RPPs, members of Group RRSPs can take advantage of lower investment management fees, diversified funds, and have access to the Andy Lambe & Associates Inc. team of advisors.

Investments
TFSA
RIF
RRSP
Registered Retirement Savings Plan
RESP
LIFs
Non-Registered
Contact Us
We are always more than happy to answer any questions you might have. Please don’t hesitate to contact us today – 97 Queen St – Suite 600 – Charlottetown, PE, C1A 4A9.