Andy Lambe & Associates Inc.

 

Providing our clients with trusted financial services for over 30 years…

 

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What We Do

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Insurance

Providing peace of mind and protection against life’s worries. We will survey the top insurance companies in Canada and make sure you get the best coverage available.

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Group Savings Plans

Are you looking to enhance the benefits offered to your employees? – Contact us to find out how Group RRSPs or Pension Plans could fit within your business.

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Investments

Registered Retirement Savings Plans, Tax-Free Savings Accounts, Retirement Income Funds, Locked-in Retirement Account, GICs, Non-registered accounts, Annuities and more.

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Financial Planning

Our team of professionals will provide you with objective advice to help you make sound financial decisions.

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Needs Analysis

Every client is unique. Let us sit down with you to help you determine your goals. Together, we will set up a plan that will enable you to reach your objectives.

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Retirement Planning

Each year, we work with many of our group savings members, helping them plan for a successful and enjoyable retirement.  If you do not currently have a retirement plan or would like a second opinion, contact us today.

Who We Are

Andy Lambe & Associates is an independent insurance and investment brokerage firm dedicated to finding our clients the best products and solutions. Trusted by islanders for over 30 years, we have built our company on one simple premise – doing what is right for our clients.

After being in the insurance industry for 13 years, Andy Lambe opened the doors in 1996 focusing mainly on insurance and financial planning. Today we continue to pride ourselves on our insurance and financial planning advice. We have also grown to be one of Prince Edwards Island’s largest independent pension plan and group savings plan advisory firms. Working with some of PEI’s largest companies we set up, manage, service and advise on employee savings plans.

What To Expect

Our promise is that you will never be ‘sold’ on anything. We we will always recommend the solution we would take if in your shoes.

Unlike some financial advisors, we do not charge for our financial consultations. We will ALWAYS put your needs first, answer your questions, offer solutions, and then leave the decisions up to you. We believe that in order to best advise you, we first have to get to know you on a personal level. A typical initial meeting is about getting to know you, your goals, and your expectations. We want you to task us with anything you might wish to know more about. Ultimately, we aim to make you feel comfortable and confident when making your financial decisions.

The Team

Andy Lambe, CFP, CLU, ChFC, RHU

Andy Lambe, CFP, CLU, ChFC, RHU

Financial Advisor

Email: andy.lambe@lambefinancial.com

Joel Dennis, CFP

Joel Dennis, CFP

Financial Advisor

Email: joel.dennis@lambefinancial.com

Craig Lambe, MBA

Craig Lambe, MBA

Financial Advisor

Email: craig.lambe@lambefinancial.com

Mike Dougan

Mike Dougan

Group Benefits Specialist

Email: mike.dougan@lambefinancial.com

Web: PEI Employee Benefits Agency

Pat Gotell

Pat Gotell

Office Administrator

Email: pat.gotell@lambefinancial.com

Katie Butler

Katie Butler

Group Benefits Specialist

Email: katie.butler@lambefinancial.com

Web: PEI Employee Benefits Agency

Life Insurance Tools

Real Age Quiz

Your Real Age is the biological age of your body, based on how well you maintain it. Are you as young as you can be? Answer the questions to find out if your lifestyle is making you younger or older!

Insurance Needs Analysis

Our simple Insurance Needs Analysis Calculator will help you determine how much insurance you might need to help protect your financial future, as well as your families. Find out how much insurance you need now.

Get A Quote

86% of those who haven’t bought life insurance say they haven’t because it is too expensive, yet overestimate it’s true cost by more than 2x. Click above for your own quote or contact us today.

Group Savings Plans

As one of Prince Edward Island’s largest pension plan and group savings plan advisors, Andy Lambe & Associates Inc. is dedicated to helping you and your employees save for a better retirement. If you are looking to set up a Group RRSP (Registered Retirement Savings Plan) or a company RPP (Registered Pension Plan), please contact us today. We will determine what type of savings plan is the best fit for your organization and will shop the market to find the best fees. We will set up and manage your plan, educate plan members, and be available everyday to help you and the plan members with any questions or concerns. We are also here to help with any administrative duties associated with running a pension or group savings plan.

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Company Pension Plans

  • A Registered Pension Plan or RPP is a tax-deferred savings vehicle that allows contributions to grow tax-free for use in retirement at a later date. An RPP is designed to attract and retain employees by providing them with a company sponsored savings plan. An RPP also has the advantage of lower investment management fees than those of individual investment accounts.

 

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Group RRSPs

  • A Group Registered Retirement Savings Plan or Group RRSP helps members save for retirement by deferring income tax on their contributions and savings growth.  Employer and employee contributions made on the employee’s behalf are deducted from their taxable income. Any income earned within an RRSP is not taxed until the money is withdrawn. Similarly as with RPPs, members of Group RRSPs can take advantage of lower investment management fees, diversified funds, and have access to the Andy Lambe & Associates Inc. team of advisors.

 

Investments

TFSA

Tax Free Savings Account

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RIF

Retirement Income Fund

RRSP

Registered Retirement Savings Plan

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RESP

Registered Education Savings Plans

LIFs

Life Income Fund

Non-Registered

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Contact Us

We are always more than happy to answer any questions you might have. Please don’t hesitate to contact us today – 97 Queen St – Suite 600 – Charlottetown, PE, C1A 4A9.

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Andy Lambe & Associates Inc. - 97 Queen St - Suite 600. Charlottetown, PE C1A 4A9

Phone

902.368.8320

Toll-Free

1.877.433.8320

Fax

1.902.894.3159